This Payers and Growers® Scenario Simulation Tool (‘the Tool’) has been developed by Bridge Fund Managers (Pty) Ltd (‘Bridge’). The information or output supplied by the Tool is based on the information provided by the user and Bridge will not be liable for any errors or omissions the user has made. Any information or output derived from the Tool is for informational purposes only and should not be construed as investment/financial advice, a recommendation or an intermediary service whatsoever. Advice and an intermediary service are defined in terms of the Financial Advisory and Intermediary Services Act, 37 of 2002 (‘FAIS Act’). Users of the Tool are encouraged to obtain their own independent advice prior to participating in any investment. Bridge, including its directors or employees, shall not be liable for any loss, claims, liability or expenses incurred as a result of any user making an investment based on the information provided by the Tool.